In a large pot, heat the olive oil and then add the onion, peppers, carrots and garlic. Cook until the veggies are tender and cooked.
Add the soy sauce and salt and pepper to taste. Add the vegetable broth and bring to a boil. Add the beans and kale. Bring the heat down to a simmer, and cover for about 30 minutes, or until the beans are cooked.
If you add rice as a side dish, remember to add 5 SmartPoints per 1 cup of rice.